NOIR BLACK CHAMBER OF COMMERCE INC.
We Are Excited To Announce The Launch of Our National HUD Certified Homebuyer Education Platform
In Partnership With eHome America! 
This New Avenue Will Allow Us To Nationally Moving Black & Brown Families
Away From Redlining and Renting Towards Homeownership"




Upon Completion Of Our Online Homebuyer Education Courses and After Speaking with a HUD Certified Counselling Agent
You Will Receive A Certificate of Completion That Can Be 
To Applied Towards A City's Down Payment Assistance Program!
Scroll Below To Register For Our Program, Then Click The House Icon Above To Begin Your Courses.


 
unnamed (5).png

 

IF YOUR CREDIT SCORE IS 585-640 YOU CAN GET PRE-APPROVED TODAY!

11 STEP PROGRAM INCLUDES

A NOIR REPRESENTATIVE WILL WALK WITH YOU THROUGHOUT THE ENTIRE PROCESS

STEP 1

WHAT TYPES OF HOMEBUYER ARE YOU?

SECTION 8 RECIPIENT?

FIRST-TIME HOMEBUYER?

TRADITIONAL HOMEBUYER?

STEP 2

HOMEBUYER CONNECTED TO CREDIT RESTORATION PROGRAM

STEP 3

HOMEBUYER TAKES ONLINE HOMEBUYER EDUCATION COURSE

STEP 4

HOMEBUYER SHOWS $1,500.00 - $2,000 SAVING IN CHECKING OR SAVING ACCOUNT

STEP 5

HOMEBUYER CONNECTED TO MORTGAGE LENDING BANK 

STEP 6

HOMEBUYER APPLIES TO CITY’S DOWN PAYMENT ASSISTANCE PROGRAMS

IF APPLICABLE IN YOUR CITY

STEP 7

HOMEBUYER CONNECTED TO REALTOR

STEP 8

HOMEBUYER CONNECTED TO HOME INSURANCE BROKER

STEP 9

HOMEBUYER & REALTOR SET CLOSING DATE

STEP 10

HOMEBUYER OWNS NEW HOME!

STEP 11

HOMEBUYER CONNECTED TO FINANCIAL PLANNING PROGRAM

"WE WALK WITH YOU THROUGHOUT THE ENTIRE PROCESS"

 

REGISTER NOW

chase logo.jpg
download (12).jpg
NOIR LOGO Black Chamber of Commerce-v2.p
NOIR REALTY INC. LOGO.jpg
Picture1.png
Picture2.jpg
unnamed.jpg
image001 (5).png
chase logo.jpg
image001 (5).png

A Program Representative Will Contact You Within 24-Hours Of Enrollment!

PROGRAM OUTLINE AND ENROLLMENT 

READ BELOW

 

WHO

NOIR BLACK CHAMBER OF COMMERCE INC., is a 501(C)(3) Nonprofit  and Economic Development Organization; Certified Community Development Entity under The U.S. Department of Treasury; and Kentucky’s only Black Chamber of Commerce.

 

COLLABORATORS:

  • eHOME America

  • Transformational Financial 

  • Louisville Metro Government Downpayment Assistance Program

  • Noir Realty Ky LLC

  • Stefni Powell Insurance

  • Chase Bank

  • JustChoice Lending – A division of Fahe

 

WHAT

Homebuyer education program for Section 8 Families, First-time Homebuyers, and Traditional Homebuyers

 

WHY

Redlining and Generational Poverty!

Although informal discrimination and segregation had existed in the United States, the specific practice of "redlining" began with the National Housing Act of 1934, which established the Federal Housing Administration (FHA), even though racial segregation and discrimination against minorities and minorities communities predated this policy. The implementation of this federal policy aggravated the decay of minority inner-city neighborhoods caused by the withholding of mortgage capital and made it even more difficult for neighborhoods to attract and retain families able to purchase homes. The assumptions in redlining resulted in a significant increase in residential racial segregation and urban decay in the United States and it removes the chance for Black Americans to gain wealth through homeownership.

 

Today, Louisville Kentucky is in need of over 31,000 housing units to meet the city’s housing demand and there are over 13,000 low-income families on the Section 8 housing voucher program’s three-year-long waiting list. Noir Black Chamber Of Commerce Inc is focused on affordable housing, and so the chamber wants to move more Black Section 8 families and first-time homebuyers through its online homebuyer education program, which will provide participants with a completion certificate supported by Fannie Mae and Freddie Mac that will allow them to seek additional down payment assistance.

 

The Chamber’s homebuyer education program is unique in that it “walks with” each client through the entire process towards homeownership. The program begins with identifying which type of homebuyer the client is, followed by connecting them to a credit restoration and repair organization, eHome America online course, a bank, the city’s down payment assistance program, a realtor, insurance broker, then a financial planner to assist the family plan for its future.

IF YOUR CREDIT SCORE IS ALREADY ABOVE 640+

BYPASS PROGRAM STEP 2

SELECT YOUR PREFERRED FINANCIAL HOME LENDER FROM BELOW

TO BEGIN YOUR PRE-APPROVAL LOAN APPLICATION

 

WORLD-WIDE HOME LENDING ENTITY

Whitney King | Community Home Lending Advisor | NMLS ID 2094676 | Home Lending | Chase | 416 W. Jefferson St., Louisville, KY 40202 

Phone: 502-554-9486 | Whitney.king@chase.com

If you are not 100% satisfied with my service or your experience with Chase at any time, please let me or my manager know right away.

Our contact information is below. Thank you for choosing Chase. 

Felton R. Ellington | Community Lending Manager| NMLS ID 21268 | Home Lending | Chase | 10 S Dearborn St Chicago, IL, 60603-2300

Mobile: 248-943-5510 | Fax : 866-250-5894 | felton.ellington@chase.com

$100K OR BELOW HOME MORTGAGE LENDING ENTITY

Kodi Mullins | Mortgage Loan Originator | NMLS# 52473 | JustChoice Lending – A division of Fahe | Fahe | (P) 859.756.6260 | kmullins@fahe.org

  • Facebook
  • Twitter
  • Instagram
  • LinkedIn
 NOIR BLACK CHAMBER OF COMMERCE INC.

MOVING BLACK AMERICA FORWARD THROUGH EIGHT PILLARS

To play, press and hold the enter key. To stop, release the enter key.